利（advantage）：
①极大的方便的日常生活的购物等交易方式
It brings us a more convenient way to shopping in our daily life.
②能让我们的购物不受时间空间的限制
It will help us to build a platform that don't be limited by time and space.
弊（disadvantage）：
①网络支付有一定的风险
There exists some risk when we use money through the internet.
②并不适用于所有人群，如老年人
It doesn't suit all kinds of people, especially for elders.
